The real cause of malpractice insurance crisis is not jury awards. It's the amount of money the companies have lost in the market combined with the actual amount of real malpractice incidents combined with the companies need to squeeze out a profit. Many companies failed to show sufficient caution in investing their reserves and now what their customers to pay for it. Some of these companies need to get out of business or change the risky way they do business. Some careful regulation may be in order as well.