Monday, June 07, 2004

Kerry plan could cut insurance premiums

Something substantiative on the health-care front. The article point out that a primary contributor to the health-care insurance problem is catastrophic care in which just a few cases drive up the costs for everyone. This problem can be tackled.

"At the center of Kerry's ideas is his proposal to have the federal government reimburse employers 75 percent of medical bills over $50,000 that a worker runs up in a year. The reimbursement would, in effect, make the government a secondary insurer and ease costs for employers, workers and private insurers.

In exchange for the benefit, Kerry would require employers to offer insurance to every worker and to provide health programs that detect and manage chronic illnesses such as high blood pressure early enough to prevent the diseases from worsening.

Kerry's catastrophic-illness relief plan is the only new health care proposal -- and the most expensive -- of this campaign season. It marks the first time in 12 years that a political leader has attempted to reorient the insurance market away from dodging the costliest patients and in the direction of implementing higher quality of care."

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